Do you want to know how much a great expat health insurance plan in the Philippines would cost you?
For anyone who travels frequently, lives abroad, or works internationally, having international medical insurance is essential. It safeguards you against unforeseen healthcare expenses and guarantees access to quality care wherever you are.
Average Cost of Expat Health Insurance in the Philippines
The cost of expat health insurance in the Philippines varies based on several factors, including:
Age – Older individuals generally pay higher premiums.
Coverage Level – Basic plans cover hospitalization, while premium plans include outpatient care, dental, and maternity.
Pre-Existing Conditions – Some insurers offer coverage for pre-existing conditions at an additional cost.
Geographic Coverage – Plans that include worldwide coverage (including the U.S.) tend to be more expensive.
Estimated Monthly Costs for Expat Health Insurance in the Philippines
| Age Group | Basic Plan (Hospitalization Only) | Mid-Tier Plan (Inpatient + Outpatient) | Premium Plan (Comprehensive Coverage) |
|---|---|---|---|
| 35–39 | $1,000 | $1,700 | $2,370 |
| 40–44 | $1,150 | $2,000 | $2,720 |
| 45–49 | $1,350 | $2,270 | $3,030 |
| 50–54 | $1,500 | $2,530 | $3,450 |
| 55–59 | $2,000 | $3,150 | $4,330 |
| 60–64 | $2,500 | $4,015 | $5,740 |
| 65–69 | $3,300 | $5,370 | $7,670 |
| 70–74 | $4,300 | $7,150 | $10,170 |
Note: Prices vary based on coverage level, insurer, and individual health factors.
These prices vary depending on the insurer and your specific needs.
Expat Insurance Rate Calculator
Get a Personalized Quote
The best way to find the right health insurance plan at the best price is to get a tailored quote. Since costs depend on personal factors, reaching out to an insurance specialist ensures you receive an accurate estimate that fits your needs.
If you’re an expat in the Philippines and need help finding the right coverage, feel free to reach out for a personalized quote today!